Modern medical care depends on more than clinical skill—it requires reliable, secure, and integrated technology. From Electronic Health Records (EHR) systems to networked workstations and printers, tech upgrades can strain your budget. That’s why many practices use equipment financing to fund medical office technology without sacrificing cash flow.
Can medical practices finance EHR systems and computers?
Yes, medical offices can finance or lease EHR systems, computers, and IT infrastructure to modernize operations while preserving working capital.
Healthcare IT is now a necessity—not a luxury. Financing technology helps you:
Improve operational efficiency and billing speed
Enhance HIPAA compliance and data security
Stay competitive with modern scheduling and charting tools
Avoid major upfront costs that impact liquidity
Bundle hardware, software, and training into one monthly payment
Related: How Technology Is Shaping Equipment Leasing and Financing
Lenders often approve funding for both hardware and software, including:
EHR and EMR platforms (Epic, Athenahealth, eClinicalWorks, etc.)
Desktop and laptop computers for providers and staff
Servers, networking hardware, and firewalls
HIPAA-compliant data storage systems
Printers, scanners, and fax machines
VoIP phone systems
Billing and scheduling software
Telemedicine platforms
✅ Many programs include implementation, data migration, IT support, and ongoing software updates.
Fixed terms (24–72 months)
Ideal for practices seeking full ownership
Best for long-term assets like servers or local systems
Lower monthly costs and flexible upgrades
Return or upgrade software and hardware at lease-end
Ideal for cloud-based or evolving platforms like EHRs
Pay monthly for EHR platforms bundled with support
Fast approval and scalable for growing practices
Eliminates need for large upfront licensing fees
Broader use of funds, including hardware, staff training, or remodeling
Best for multi-faceted practice upgrades
Lower rates and longer repayment terms
Tip: Work with lenders that understand HIPAA, security, and healthcare-specific IT needs.
| Item or Package | Estimated Cost | Term | Monthly Payment |
|---|---|---|---|
| Cloud-Based EHR + Onboarding | $20,000 | 48 months | ~$475/month |
| 5 Workstations + Server | $12,000 | 36 months | ~$350/month |
| Full IT Infrastructure Package | $35,000 | 60 months | ~$665/month |
To finance your medical office technology, prepare:
Business license or EIN
Credit history (business or personal for new practices)
Equipment/software vendor quote or invoice
Financial statements or tax returns
Implementation timeline or scope of work
Related: What to Consider Before Signing an Equipment Lease Agreement
Use loans for tech you plan to keep long-term
Lease evolving platforms like cloud-based EHRs
Consider SaaS funding to bundle software and support
Efficient scheduling. Faster billing. Secure records. Whether you're launching a clinic or updating an outdated system, financing allows you to invest in scalable, compliant medical tech—without putting strain on your working capital.
Need to upgrade your practice’s technology?
Apply now for flexible financing options for EHR systems, computers, and HIPAA-compliant infrastructure—so you can run a smarter, safer, and more efficient medical office.