Cosmetic dentistry is booming, and modern dental spas are stepping up to meet demand by offering high-end services in a luxurious setting. But turning your vision into a fully equipped, aesthetically pleasing dental spa takes more than just ambition—it requires capital.
From 3D imaging systems to whitening lasers, high-end chairs, and CAD/CAM equipment, the costs can be substantial. Fortunately, funding cosmetic dentistry equipment for dental spas is easier than ever, thanks to specialized loans and leasing options tailored for healthcare practices.
Yes! Dental spas can finance cosmetic equipment such as imaging systems, CAD/CAM tools, whitening lasers, and patient chairs through loans or leases.
Dental spas combine clinical care with a luxurious experience—and that takes serious investment. Equipment alone can run anywhere from $50,000 to over $250,000. Financing allows you to:
Preserve working capital for payroll, supplies, and marketing
Access top-of-the-line equipment without upfront strain
Offer more services faster (and increase profitability)
Bundle equipment, installation, and warranties into one payment
Potentially deduct financing payments as a business expense (consult a CPA)
Related: Equipment Financing for Surgical and Anesthesia Machines
You can finance or lease nearly all equipment required to deliver high-end cosmetic dental services, including:
Intraoral and panoramic X-ray machines
CBCT scanners (3D imaging)
Intraoral cameras
Digital impression systems
Milling units for same-day crowns and bridges
Scanners and software for digital restorations
Laser teeth whitening systems
Soft tissue dental lasers
Veneer and bonding tools
Polishing and air abrasion systems
Ergonomic dental chairs with massage and heat functions
Operatory cabinetry
Lighting and ceiling-mounted monitors
Reception area upgrades and aromatherapy systems
Fixed rates and terms up to 7 years
Own the equipment at the end
Ideal for high-cost devices and full-suite setups
Lower upfront cost
Ideal for frequently upgraded tech (e.g., CAD/CAM)
End-of-term purchase or trade-in options
Many dental equipment suppliers partner with third-party lenders
Fast approvals and bundled service/warranty packages
Longer terms and competitive rates
Only pay interest on funds used
| Equipment/Setup | Estimated Cost | Monthly (60 mos) |
|---|---|---|
| CBCT Scanner + digital workflow tools | $85,000 | ~$1,500–$1,600/month |
| CAD/CAM package (scanner + mill) | $45,000 | ~$800–$900/month |
| Whitening lasers + spa chairs upgrade | $25,000 | ~$430–$480/month |
Lenders typically require:
Dental license or business credentials
Equipment quote or vendor invoice
3–6 months of business bank statements
Good personal/business credit (600+ recommended)
Business plan or income projections for new practices
Finance CBCT, CAD/CAM, whitening lasers, and dental spa chairs
Choose between loans, leasing, and vendor financing
Perfect for startup or expanding dental spas
Your dental spa deserves to match the high-end services you provide. With strategic equipment financing, you can elevate patient experience, increase your revenue, and position your practice as a leader in modern cosmetic dentistry—without exhausting your capital.
Ready to grow or launch your cosmetic dental spa?
Apply now for financing and outfit your practice with advanced technology and luxury furnishings—at a price that works for your business.