For manufacturing plants, warehouses, and logistics hubs, the right equipment is essential—but also expensive. Industrial machinery can cost hundreds of thousands of dollars, making industrial equipment financing a smart solution for maintaining operations without draining capital.
From forklifts and conveyor systems to generators and packaging lines, financing helps your facility stay productive, scalable, and competitive—without tying up your cash flow.
What industrial equipment can be financed?
Forklifts, conveyor systems, pallet wrappers, loading dock equipment, compressors, packaging lines, and more can all be financed or leased.
Whether you’re upgrading a factory floor or expanding warehouse capacity, most essential equipment qualifies:
CNC machines
Presses and molds
Assembly line equipment
Injection molding systems
Metalworking and cutting machines
Forklifts and pallet jacks
Conveyor belts and rollers
Industrial shelving and racking
Automated storage and retrieval systems (AS/RS)
Dock levelers and lifts
Air compressors
Generators and backup power
Dust collection systems
Industrial HVAC units
Floor scrubbers
Used equipment can often be financed too—provided it’s in good condition and from a reputable vendor.
Financing allows you to spread costs over time, so you can invest in labor, inventory, facility improvements, or working capital.
Don’t wait months to save for equipment—finance now and ramp up output immediately.
Structured payments make it easier to manage your budget and cash flow.
Most financed or leased equipment qualifies for Section 179 depreciation and interest deductions.
Check your estimated Section 179 savings here (opens in new tab)
| Financing Option | Best For | Key Benefit |
|---|---|---|
| Equipment Loan | Long-term use of core machinery | ✅ Full ownership after payoff |
| Capital Lease | Wanting ownership with lower upfront cost | ✅ Option to buy at lease-end |
| Operating Lease | Short-term use or fast-changing tech | ✅ Return or upgrade equipment easily |
| Sale-Leaseback | Already own equipment | ✅ Unlock capital from owned assets |
This strategy works well for:
Factories expanding production lines
Warehouses upgrading logistics tools
Manufacturing startups needing core machinery
Companies automating with robotics or AS/RS
Facilities replacing aging or non-compliant systems
Even new or growing businesses can qualify with vendor quotes and a strong business plan.
Identify equipment needs and request vendor quotes
Compare lenders or lease providers
Submit an application with basic business and financial info
Review financing terms and choose your repayment structure
Sign the agreement and take delivery of your equipment
Make monthly payments while your equipment earns ROI
Crest Capital – Specialists in factory and warehouse equipment loans
National Funding – Great for mid-sized operations and rapid approvals
Taycor Financial – Flexible leasing for automation and heavy equipment
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| Feature | Lease | Buy (Loan) |
|---|---|---|
| Upfront Cost | ✅ Low | ❌ Higher |
| Ownership | ❌ Not unless buyout | ✅ Yes |
| Upgrade Flexibility | ✅ Easy to replace or return | ❌ Must resell outdated assets |
| Tax Deductions | ✅ Lease payments may be deductible | ✅ Depreciate + deduct interest |
| Long-Term Cost | ❌ Higher if kept 5–10 years | ✅ Lower over time if equipment is retained |
Industrial growth depends on speed, safety, and scalability. With industrial equipment financing, you can access the machinery your factory or warehouse needs now—without stalling operations or draining cash reserves.
Need a new conveyor system, forklift fleet, or industrial HVAC upgrade?
Compare financing options and equip your operation for peak performance.
Finance smart—grow fast—stay competitive.